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Refurbishments

& Conversions

The Q Policy works incredibly well for Refurbishment & Conversion Projects: for Developers & Builders providing high quality homes and commercial properties.

In developing our policy range, Q has really focussed on the refurbishment & conversion process to ensure our policies suit all types of development need, enabling Developers & Builders to realise projects which might otherwise not be commercially viable.

Our construction & refurbishment expertise means that we can adopt a flexible approach to your project; The Q Policy will complement substantial refurbishment projects where the existing building is stripped back to its structural elements and refurbished to high-quality, modern standards providing the client with a brand new home or commercial property.

The Q team’s extensive experience in construction means that we understand the many challenges involved in getting a project (particularly refurbishment & conversion projects) into development and completed. So we will work with you and your teams to help identify specialist support required early enough and to highlight known problems during the design & construction process, through our comprehensive site-survey schedule, carrying out programme of regular physical site inspections on behalf of the Insurer, and providing your team with support and guidance where possible throughout the process.

The Q Policy has been developed with all of the challenges of refurbishment & conversion in mind, ensuring we can offer a whole lot more than just insurance. Ours is a highly risk-managed, quality focussed, flexible, right-first-time approach to insurance, designed to meet the needs of any project.

What can you expect?

Pragmatic & Proportionate

Q assesses each project on its individual merits; we do not apply blanket generic conditions to all refurbishment and conversion projects, rather we apply requirements which are proportionate and necessary.

Experienced Surveyors

We will always allocate a knowledgeable and experienced surveyor to refurbishment and conversion projects, it is important to us that our site surveyors have appropriate expertise and that they can provide your teams with guidance and support as necessary.

Pre-Quote Appraisal

Q will carry out a pre-quotation assessment of the existing structure and should this meet our requirements, we can provide early indications of what we will require for insurance purposes to minimise the risk of any delays in issuing insurance certification.

Design Input

When you appoint Q on your project, our team will interact with your Design Team to assist in relation to specialist input, information and details required - working with them so that the resultant designs and proposals meet our insurance requirements and stand up to the test of time.

Appropriate Sum Insured

We offer a realistic Sum Insured on Refurbishment & Conversion properties: we believe in offering real protection for your customers, ensuring their property is adequately insured and as such we insure the full Rebuild Value of New Homes sold to consumers.

Further Information

With refurbishment & conversion projects, our aim is to:

help manage your expectations as early as possible
provide input so that you can arrange any necessary specialist support at an appropriate time
work with you to ensure that you can budget for and progress your projects without unnecessary inconvenience while still ensuring that your properties are acceptable for insurance purposes and are of the highest quality possible.