Designed to meet your needs

Q understands the requirements of Affordable Housing providers and has designed a policy to be of maximum benefit and minimum hassle, streamlining it to suit your needs. Loss of rent & alternative accommodation cover is included as standard, we apply a low minimum claim value or excess, and insolvency cover for the Defects Liability Period is included as standard. Additionally, financial loss cover can be made available for the build period* (which includes some security costs for abandoned sites).

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In certain cases, depending upon the underwriter of the policy, we may also be able to offer cover for 12 years.

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* availability will depend upon the financial stability of the Builder. 

Our Site Visits

During the build process, we carry out regular physical inspections of each property* we insure on behalf of the underwriter. 

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These visits are to ensure that the property meets our Technical Requirements and is fit for insurance purposes.

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While these visits are not to guarantee the quality of the works, our site surveyors are experienced and knowledgeable, so when we accept a property for insurance cover, it means we are satisfied that it has been built in accordance with good building practice.  

*If a property has already commenced or is completed when we are asked to provide a quotation, we may not have the opportunity to inspect it at the same frequent intervals as a property which has not yet been started.