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Affordable Housing


The Q Policy is a structural warranty for new build, refurbished and converted properties which puts quality build and customer service first.

At Q, we understand that affordable housing not only serves the investment requirements of many funds and bodies, but that Housing Associations must be in a position to provide high quality property to meet the needs of the many stakeholders involved.

And our highly risk managed approached to warranty provision will complement high quality affordable housing projects both now and in the future. 

Key Features: The Q Policy for Affordable Housing

What does the Affordable Housing Policy cover?

Our structural warranties aim to be easy to follow and provide certain insurance cover for the owners of the buildings for 10-12 years following completion of the build period. Each warranty is slightly different depending upon the underwriter of the policy, but typically they include cover for the following:

Defects Liability Period

During the two year period following completion of the build, the Developer or Builder is responsible for arranging the repair of any Defects identified and reported by a Policyholder. 

The Q Policy will respond if the Developer / Builder fails to rectify known Defects because they are no longer able to due to fraud or insolvency, subject to the conditions of the policy.

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For open market residential developers & builders selling New Homes to consumers



For new homes owned/managed by commercial landlords which will be rented.



For new and converted homes which are being commissioned by private clients to live in and  are constructed by a Builder under contract.


For all types of commercial property which are managed / owned by a commercial landlord and built by a Builder under contract.

To discuss your project, please don't hesitate to contact us:

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