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Home > Insurance Policies > Private Rental Sector

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Private Rental Sector Policy

The Q Policy is a structural warranty for new build, refurbished and converted properties which puts quality build and customer service first.

At Q we understand that developers and investors need to build or convert properties to serve a range of housing needs, including private rental properties, student accommodation and permitted development schemes. Above all, these schemes must provide quality properties of the highest standards.

By being on-site more than any other warranty provider,  we offer a highly risk-managed, quality focussed, flexible insurance approach, designed to meet the needs of all types of projects.

Key Features: The Q Policy for Private Rental Sector

What does the Private Rental Sector Policy cover?

Our structural warranties aim to be easy to follow and provide certain insurance cover for the owners of the buildings for 10-12 years following completion of the build period. Each warranty is slightly different depending upon the underwriter of the policy, but typically they include cover for the following:

Defects Liability Period

During the two year period following completion of the build, the Developer or Builder is responsible for arranging the repair of any Defects identified and reported by a Policyholder. 

The Q Policy will respond if the Developer / Builder fails to rectify known Defects because they are no longer able to due to fraud or insolvency, subject to the conditions of the policy.

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View our other policies



For open market residential developers & builders selling New Homes to consumers



For affordable housing constructed by a Builder under contract to a Housing Association



For new and converted homes which are being commissioned by private clients to live in and  are constructed by a Builder under contract.


For all types of commercial property which are managed / owned by a commercial landlord and built by a Builder under contract.

To discuss your project, please don't hesitate to contact us:

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