"Quality is never an accident. It is always the result of high intention, sincere effort, intelligent direction and skillful execution"

John Ruskin. 1819-1900 (Victorian Art Critic, Draughtsman, Social Thinker & Philanthropist)

Q approved final 2-01 - Cropped RGB - Primary - Associates 1

Lender Approval

Below, we list which Lenders currently approve The Q Policy. You can also see which Lenders currently list Q as an Approved Scheme here: www.cml.org.uk/lenders-handbook

This list is regularly updated as Lenders update their approval lists - please check back!

  • Accord Buy To Let

  • Accord Mortgages Ltd

  • Adam & Company

  • Adam & Company International

  • Aldermore Bank plc

  • Astra Mortgages

  • Atom Bank

  • Bank of Ireland (Eire)

  • Bank of Ireland (UK) Plc.              

  • Bank of Ireland as Bank of Ireland Mortgages

  • Bank of Scotland

  • Barclays Bank UK PLC

  • Barnsley Building Society

  • Beverley Building Society

  • Birmingham Midshires

  • Bluestone Mortgages

  • Britannia Building Society

  • Buckinghamshire Building Society

  • Chelsea Building Society

  • Chesham Building Society

  • Co-operative Bank plc

  • Coutts

  • Coutts Finance Co.            

  • Coventry Building Society

  • Cumberland Building Society

  • Cynergy Bank

  • Darlington Building Society

  • Derbyshire Building Society        

  • Direct Line Mortgages (RBS)

  • Direct Line One (RBS)

  • Dudley Building Society

  • Dunfermline Building Society      

  • Ecology Building Society

  • First Active (RBS)

  • Fleet Mortgages

  • Foundation Home Loans

  • Godiva Mortgages Ltd

  • Habito

  • Halifax

  • Halifax Loans Ltd

  • Hampshire Trust Bank

  • Harpenden Building Society

  • Hinckley & Rugby Building Society

  • Hodge

  • Hodge Equity Release

  • HSBC UK Bank plc

  • Intelligent Finance

  • Ipswich Building Society

  • ITL Mortgages

  • Kensington Mortgage Company Ltd

Don't see a particular Lender below? If you have a query about a lender that is not listed here please contact us immediately.


Some Lenders will also accept a Professional Certificate in lieu of an approved warranty scheme, which Q can offer to satisfy the mortgage lending criteria.

The Q Policy has also been approved by the Homes & Communities Agency for the government's Help to Buy Scheme.


Help to Buy is an HM Government backed initiative to help people buy a home.

  • Keystone Property Finance

  • Landbay

  • Leeds Building Society

  • Legal & General Home Finance Ltd

  • LendInvest

  • LiveMore Capital

  • Lloyds Bank

  • Lloyds TSB Scotland plc

  • M&S Bank

  • MBS Lending Limited

  • Melton Mowbray Building Society

  • Metro Bank plc

  • Molo Finance

  • Monmouthshire Building Society

  • Mortgage Agency Services

  • National Westminster Bank plc

  • Nationwide Building Society

  • NatWest one account (RBS)

  • Newbury Building Society

  • Newbury Mortgage Services Limited

  • Norwich & Peterborough Building Society

  • Nottingham Building Society      

  • One Account (RBS)

  • Paragon Buy to Let Mortgages

  • Paragon Residential Owner-Occupied Mortgages

  • Paratus AMC Ltd

  • Platform

  • Precise Mortgages (Charter Court Financial Services Ltd)

  • Principality Building Society

  • Royal Bank of Scotland  

  • Santander UK Plc

  • Scottish Widows Bank plc

  • Skipton Building Society  

  • Stafford Railway Building Society

  • State Bank of India UK

  • Tesco Bank plc

  • TSB Bank plc

  • The Mortgage Business            

  • The Mortgage Works    

  • UCB Home Loans Corporation Ltd            

  • Ulster Bank Ltd

  • Vida Homeloans

  • Virgin One (RBS)

  • Virgin Money plc

  • West Bromwich Building Society

  • West Bromwich Mortgage Company

  • Whistletree

  • Yorkshire Building Society

  • Zephyr Mortgages

Find out more About Q using the links below:

Q is an Associate Member of UK Finance.


Find out more at www.ukfinance.org.uk

Approved Lenders

UK Finance / Council of Mortgage Lenders

Help to Buy Scheme Approval

Corporate Values Key Personnel Lender Approval Consumer Code Job Opportunities