"Quality is never an accident. It is always the result of high intention, sincere effort, intelligent direction and skillful execution"

John Ruskin. 1819-1900 (Victorian Art Critic, Draughtsman, Social Thinker & Philanthropist)

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It is an exciting new concept in the traditional new-build warranty market, which has been developed to work with Developers to improve the quality of modern construction. Since our customers are one and the same, the property owner ultimately benefits since The Q Policy is only provided on real quality buildings, and offers customers comprehensive insurance against structural defects in a new build, refurbished or converted property.


The fundamental aim of The Q Policy is to improve standards of construction in the UK and by offering a more frequent and comprehensive inspection schedule than any other warranty provider in the UK, we are of the firm belief that being on-site is the only way to properly monitor and enhance quality construction, working hard to eliminate defects before they can cause problems for property owners.


The Q Policy is unique in its flexibility, allowing for future alterations & extensions to the property to be included in cover. We provide cover to many types of property, both residential and commercial, from single, one-off grand designs and multi-unit housing sites, office blocks, schools, hotels, warehouses, retail units, community facilities and many more.


If a property comes with The Q Policy, it means it is a quality property which has been built in collaboration with our highly experienced surveying team and underwritten by the best A-rated insurers.

The Q Policy provides Structural Defects Insurance to a wide range of property owners in the UK, and offers Developers, Builders and Bespoke Builders a unique opportunity to insure their new build and refurbished properties with a Structural Defects Insurance for the 21st century.

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Residential Policy
Affordable Housing Policy
Commercial Policy
Private Rental Sector

Definition:     Latent Defect (commonly referred to as Structural Defect)

A defect which remains undiscovered at the date of completion (of a property) but manifests itself during the period of insurance by way of actual physical damage.

Insurance is an important safety net in any building process; protecting your investment and giving Customers, Property Investors & Developers the peace of mind they need to plan properly and develop properties of the highest of standards.


In the construction process, even with the best of intentions, sometimes mistakes can happen, which can cause costly problems in the future.


That’s where Q comes in – providing Structural Defects Insurance to cover potential defects from the design or construction process which could be expensive to put right.


Ultimately if a property has been constructed with an insurance product behind it, the design and construction have to meet certain standards, which means that the quality you would expect of a new property meets all relevant standards.


With The Q Policy backing the property, it can also be extended or altered while maintaining cover - our policy also goes with the property so would be passed on to any future purchaser.


Structural Defects Insurance - why do I need it?

Q really is the mark of quality - stand out from the crowd!
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